New Jersey Mortgage Rates, Without the Call Center

A real local lender — Sea View Mortgage, Monmouth Beach, 25+ years — checks your scenario against multiple lenders and calls you back with real numbers.

Step 1 — Your scenario

Step 2 — Where to send your numbers

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Sea View Mortgage · Company NMLS #1706303 · Philip Wallace, President / Loan Officer, NMLS #404069 · Licensed in New Jersey · (732) 443-4859 · Equal Housing Lender

Buying

Fast pre-approvals and fast closes — including hard files other lenders pass on.

Refinancing

We run both credit models — Classic FICO and VantageScore 4.0 — so a borderline score gets a second look, not an automatic no.

Self-employed

Bank-statement and asset-based options for borrowers whose tax returns don't tell the whole story.

Prefer to talk? Call (732) 443-4859 — you'll reach a local loan officer, not a queue.

Sea View Mortgage, 27 Beach Rd Suite 5A, Monmouth Beach, NJ. Company NMLS #1706303. Philip Wallace NMLS #404069. Licensed in NJ, PA and FL — this page is for New Jersey properties only. Equal Housing Lender. This is not a commitment to lend or an offer of a rate; all loans subject to credit and property approval.